Fha Garage Roof Requirements

It s the appraiser s job to look over the home make sure it meets fha standards and assign it a fair market value.

Fha garage roof requirements.

Serious issue possible fha concern this wood rot found just below the roof is caused from rain water or ice build up in the winter. Sure fha has guidelines for its repair requirements but it s also largely left to the appraiser and not every appraiser. To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof. Fha requirements for wells and septic tanks.

Possible fha concern the brick on the side of this garage has had some serious movement. One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced. One frequently asked question about the fha loan process is related to fha appraisals and the minimum requirements for the roof of the home. Among the most frequently asked questions that figure on most people s minds when it comes to borrowing an fha loan pertain to fha appraisals and the minimum qualifying criteria for the roof of the borrower s home.

This of course is a judgment call that the appraiser is required to make. Their is no repairs that can be done the brick should be removed and replaced. The fha rule for minimum distance that must exist between wells and sources of pollution can be a potential game changer. For this purpose the appraiser is assigned with the responsibility of evaluating the home to ensure that it meets the standards as laid down by the fha and assigns it with the.

A well must also be at least 10 feet back from a property line. If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof. Call a professional to evaluate.