Fha Roof Inspection Requirements

If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof.

Fha roof inspection requirements.

Hud s primary concern is the health and safety of the home buyer who will actually live in the house. Why don t the buyers get a full home inspection. These requirements are outlined in hud handbook 4000 1 also known as the single family housing policy handbook. I have done about a dozen of these for the fha criteria for a roof inspection.

Water heaters the water heater must meet local building. Qualifying for an fha loan for your new home must first satisfy a strict fha inspection including criteria for health safety and security. And details claims calculation and documentation requirements for property p p actions. Until the buyer calls me for a full home inspection i will do just the roof inspection for the seller.

Fha loan property requirements for 2020. But the fha did want a roof inspection. Effective date this mortgagee letter is effective on february 1 2016. The federal housing administration has specific requirements for termite inspections when an fha loan is being used.

That means it must be worth the purchase price and have such basics as electricity drinkable water adequate heat a stable roof fire exits and more. Here are some of the key inspection areas required by hud. Use this fha inspection checklist to familiarize yourself with what the appraiser will look for in property requirements and considerations. The condition of the roof is important as it s a major source of headaches for a home owner if there is a problem down the line.

Fha minimum property standards fha inspection requirements. Below you ll find a basic overview of fha inspection requirements for termites and other wood destroying insects. There is no explanation for this one. If you would like to purchase a home using a fha loan it is important to understand the property requirements that determine if a home is eligible to be financed using an fha mortgage.

Affected policy the policies set forth in this mortgagee letter modify or supersede where. Appraisal requirements for fha mortgage loans are found in hud 40001 and include guidelines for electrical systems plumbing paint and also requirements for the roof. Reminds mortgagees of fha s inspection requirements. Roof the roof must be not have any leaks.

These inspections are a supplement to the fha approved appraisal.